SMB-Transactions

Terms of Use

The use of this Website constitutes your acceptance of these Terms of Use, which constitute a legally binding agreement entered into between you, whether in your capacity as an individual or on behalf of any entity, and Polaris Advisors, PLLC, a Michigan professional limited liability company.

Your continued use of this Website after any changes or updates are made to these Terms of Use constitutes your acceptance of those changes and updates. If you do not agree to these Terms of Use, you must discontinue your use of this Website, as we do not consent to provide you with access to the information contained on this Website, including the content, functionality, and services it offers.

You must be 18 years of age or older, and reside in the United States or any of its territories or possessions, in order to use this Website.  If you do not meet these requirements, you are not permitted to access or use this Website.

‍Accessing This Website And Privacy Policy

We reserve the right to withdraw or amend this Website, and any service or material we provide on this Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of this Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of this Website, or the entire Website, to users.

To access this Website or some of the resources it offers, you may be asked to provide certain information. It is a condition of your use of this Website that all the information you provide on this Website is correct, current, and complete. You agree that all information you provide is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

‍Intellectual Property Rights

This Website and its entire contents, features, and functionality, including but not limited to all materials, information, software, text, displays, images, video, and audio displayed or published or available on or through this Website, and the design, selection, and arrangement thereof (collectively, the “Content”), are owned by us, our licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content accessed through this Website.

This Website and the Content are provided “as is” for your personal, non-commercial use only. You agree not to copy, reproduce, aggregate, post, distribute, modify, translate, publish, broadcast, create derivative works of, publicly display, publicly perform, republish, upload, download, store, transmit, license, encode, sell or otherwise exploit any Content, except as follows:

  • Your computer may temporarily store copies of such materials incidental to your accessing and viewing those materials

  • You may store files that are automatically cached by your Web browser for display enhancement purposes

  • You may reference the Content for any non-commercial purpose with proper attribution (including, where possible, an active hyperlink) to the respective Content on this Website.

If you would like to use the Content in any manner other than as expressly permitted, including for any commercial purpose, please contact us at team@polarisadvisors.xyz. You may not under any circumstances use the Content for any purpose other than as permitted above without our prior written consent.

No right, title, or interest in or to this Website or any content on this Website is transferred to you, and all rights not expressly granted are reserved by us. Any use of this Website not expressly permitted by these Terms of Use is a breach of these Terms of Use, may violate copyright, trademark, and other laws, and will be enforced to the fullest extent permitted by law.

Trademarks

The name of this Website and all related names, logos, marks, product and service names, designs, and slogans are our trademarks. You may not use such marks in any manner without our prior written permission.

‍Copyright

If you believe that any portion of this Website violates your copyright, please send us a notice of copyright infringement at team@polarisadvisors.xyz with a takedown notice, which we will promptly address in accordance with applicable law.

Prohibited Uses

You may use this Website only for lawful purposes and as permitted by these Terms of Use. You agree not to use this Website:

  1. In any way that violates any applicable federal, state, local, or international law or regulation.

  2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.

  3. To disparage, tarnish, defame, or otherwise harm us, this Website, or any of our affiliates.

  4. To transmit, or procure the sending of, “junk mail” or other unsolicited mass mailing of “spam” or any other similar solicitation.

  5. To advertise or sell any goods or services without our express prior approval.

  6. To use any buying agent or other third party agent to make purchases on or through this Website.

  7. To compete with us or otherwise use this Website or its Content for any revenue-generating endeavor or other commercial enterprise, except as explicitly permitted by us.

  8. To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of this Website, or which, as determined by us, may harm us or users of this Website, or expose them to liability.

Additionally, you agree not to:

  1. Use this Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of this Website, including their ability to engage in real time activities through this Website.

  2. Use any automatic means (e.g. robot, spider, offline reader, Website search/retrieval application or other manual or automatic device or process) for any purpose, including to retrieve, index, data mine, or in any way reproduce or circumvent the structure or presentation of this Website or its contents, or make multiple and repetitive inquiries to access, reload or refresh transactional event or ticketing pages.

  3. Use any device, software, or routine that interferes with the proper working of this Website.

  4. Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

  5. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of this Website, the server on which this Website is stored, or any server, computer, or database connected to this Website.

  6. Attack this Website via a denial-of-service attack or a distributed denial-of-service attack.

  7. Otherwise attempt to interfere with the proper working of this Website.

User Contributions

This Website may contain interactive services that allow users to post, submit, publish, display, distribute, broadcast or otherwise transmit to other users or other persons content or materials (collectively, “User Contributions”).

All User Contributions must comply with these Terms of Use.

Any User Contributions will be non-confidential and non-proprietary. By providing any User Contribution on this Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns, the right to access, store, process, use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

You represent and warrant to us and that:

  1. you own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns;

  2. the creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your User Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party;

  3. you have the written consent, release, and/or permission of each individual person identified or identifiable in your User Contributions to use the name or likeness of each and every such identifiable individual person;

  4. your User Contributions are not false, inaccurate, or misleading;

  5. your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).

  6. Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.

  7. Your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another.

  8. Your Contributions do not violate any applicable law, regulation, or rule.

  9. Your Contributions do not violate the privacy or publicity rights of any third party.

  10. Your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner.

  11. Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors;

  12. Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.

  13. Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation. and all of your User Contributions do and will comply with these Terms of Use.

You understand and acknowledge that you retain full ownership of and are solely responsible for any User Contributions you submit or contribute, and you have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

We are not responsible or liable to you or any other third party for the content or accuracy of any User Contributions posted by you or any other user of this Website, and you expressly agree to indemnify and hold us harmless from any against any losses, claims, demands, or other legal action against us regarding your User Contributions.

‍Monitoring And Enforcement; Termination

We have the right to:

  1. Remove or refuse to post any User Contributions for any or no reason in our sole discretion.

  2. Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of this Website or the public, or could create liability for us.

  3. Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

  4. Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of this Website.

  5. Terminate or suspend your access to all or part of this Website for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through this Website.

YOU WAIVE AND HOLD US HARMLESS AND OUR AFFILIATES, LICENSEES, AND SERVICE PROVIDERS HARMLESS, FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

However, we do not undertake to review all material before it is posted on this Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

‍Reliance On Information Posted

The information presented on or through this Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by us, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect our opinion. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

‍Information About You And Your Visits To This Website

All information we collect on this Website is subject to our Privacy Policy.  By using this Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

‍Linking To This Website And Social Media Features

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.

This Website may provide certain social media features that enable you to:

  1. Link from your own or certain third-party websites to certain content on this Website.

  2. Send emails or other communications with certain content, or links to certain content, on this Website.

  3. Cause limited portions of content on this Website to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with. Subject to the foregoing, you must not:

  1. Establish a link from any website that is not owned by you.

  2. Cause this Website or portions of it to be displayed on, or appear to be displayed by, any other site, for example, framing, deep linking, or in-line linking.

  3. Link to any part of this Website other than the homepage.

  4. Otherwise take any action with respect to the materials on this Website that is inconsistent with any other provision of these Terms of Use.

This website from which you are linking, or on which you make certain content accessible, must comply in all respects with the standards set out in these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice.

We may disable all or any social media features and any links at any time without notice in our discretion.

‍Links From This Website

If this Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

‍Disclaimer Of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or this Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE IS AT YOUR OWN RISK. THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER WE NOR ANY PERSON ASSOCIATED US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THIS WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER US NOR ANYONE ASSOCIATED WITH US REPRESENTS OR WARRANTS THAT THIS WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

‍Limitation On Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OR OUR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THIS WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THIS WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

‍Indemnification

You agree to defend, indemnify, and hold us harmless, and our respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of this Website.

‍Governing Law And Jurisdiction

All matters relating to this Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Michigan without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or this Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Michigan, in each case located in Wayne County. You waive any and all objections to the exercise of jurisdiction over you by these courts and to venue in these courts.

‍Arbitration

At our sole discretion, it may require you to submit any disputes arising from these Terms of Use or use of this Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Michigan law.

‍Waiver And Severability

No waiver by us of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of us to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

‍Entire Agreement

The Terms of Use, our Privacy Policy, and Disclaimer constitute the sole and entire agreement between you and Polaris Advisors, a Michigan professional limited liability company, regarding this Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding this Website.

‍Your Comments And Concerns

This website is operated by Polaris Advisors, PLLC, a Michigan limited liability company. Please direct any and all feedback, comments, questions, requests, and other communications regarding this Website to team@polarisadvisors.xyz.