SMB-Transactions

Privacy Policy

This Website is owned and operated by Polaris Advisors, PLLC, a Michigan professional limited liability company. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit this Website, and our practices for collecting, using, maintaining, storing, protecting, and disclosing that information.

By accessing or using this Website, you agree to be bound by this Privacy Policy. This policy may change from time to time. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates.

If you do not agree with any of the terms and conditions stated in this Privacy Policy, then you may not access this Website or use any of the features, tools, or services provided by this Website.

‍Information You Provide to Us

By using this Website, you agree that we can collect certain information about you, including personally identifiable information, that is voluntarily provided by you or with your permission. That information may include:

  • Personal information, including your name and email address

  • Information submitted when you report a problem with this Website

  • Records and copies of your correspondence, if you contact us

  • Social media handles

  • Your responses to surveys that we might ask you to complete for research purposes

  • Details of transactions you carry out through this Website.

If you choose not to provide any specific information required to be submitted on this Website, you can still visit and navigate throughout most of the Website. But you may be unable to access certain features and services. In the event that you submit any information to this Website about a third party, please only do so if you have the permission of that third party.

Information Collected Through Automatic Data Collection Technologies

We may use automatic data collection technologies to collect certain information from the device you use to interact with this Website. In some states, territories, and countries, including California and countries in the European Economic Area, this information may be considered personal data or personal information under data protection laws.

While we do not collect personal information automatically, we may tie this information to personal information about you that we collect from other sources or you provide to us. In any event, such information collected automatically will be used solely for internal business purposes, including internal analytics and to improve the quality and relevant of the information presented on this Website.

Some of this automatically collected information may be collected using cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of this Website.

We may also use web beacons to collect various data provided by your browser while you are on this Website. This data is collected in the aggregate but may include or be associated with other user information voluntarily submitted by you. Because we do not control or have access to the manner in which these third parties use tracking technologies, we are not responsible for the privacy practices of those third parties.

‍The Website’s servers record information about the IP address, browser type, and current URL for each user of the Website. This information is provided by a user’s browser and automatically logged by most websites, including this Website. This information is stored in a secure location and used for our internal business purposes, including analysis of traffic patterns within this Website.

‍Information Obtained from Third Party Sources

This Privacy Policy applies solely to the information collected by us through this Website. This Website contains some content or applications that are hosted and served by third-parties. These third parties may collect information about you when you use this Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with targeted content, including advertising.

We are not responsible for the content or privacy practices of these third parties. We do not control these third parties’ tracking technologies or how they may be used.

‍‍How We Use Your Information

In general, we do not sell, trade, rent, or otherwise share information that we collect about you with third parties without your consent. We may use information that we collect about you or that you provide to us:

  • To improve this Website and its contents

  • To personalize your experience and allow us to deliver content in which you are most interested

  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us

  • To notify you about changes to this Website or any services we offer or provide through it

  • For any other purpose with your consent.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.‍

Disclosure Of Your Information

Sharing with Third Parties

We will not sell your personal information to third party marketers without your permission. We share your personal information with third parties only in limited circumstances. We may be required to disclose your personal information pursuant to lawful requests, including to comply with any court order, law, or legal process, or respond to any government or regulatory request.

We may also release information if we believe disclosure is necessary or appropriate to protect our rights, property, safety or other interests, or to prevent illegal activities or the violation of our Terms of Use. This may include sharing information with other companies, lawyers, agents, or government agencies

‍CAN-SPAM Act

We comply with the CAN-SPAM Act of 2003 (the “CAN-SPAM Act”) and do business only with companies that also comply. The CAN-SPAM Act is a law the sets rules for commercial email and messages, and gives recipients of such emails or messages the right to have them stopped from being sent to them. In accordance with the CAN-SPAM Act, we agree to the following:

  • Not use false or misleading subjects or email addresses

  • Monitor third-party email marketing services for compliance, if one is used

  • Honor opt-out/unsubscribe requests quickly

  • Allow users to unsubscribe by using a link at the bottom of any email communication.

Accessing And Correcting Your Personal Information

You may send us an email at team@polarisadvisors.xyz to request access to, correct or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your personal information from the Website, copies of your personal information may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Consent, is governed by our Terms of Use.

‍Children Under The Age Of 13

This Website is not intended for children under 18 years of age. No one under age 18 may provide any personal information to or on the Website. We do not knowingly collect, use, disclose or store personal information from children under the age of 13 without the prior consent of such child’s parent or legal guardian. If you are under 13, do not use or provide any information on this Website or through any of its features or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use on this Website or otherwise. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information.

‍How Long We Retain Personal Information

We retain your personal information for as long as necessary to fulfill the purpose we collected it for and for the purpose of satisfying any applicable legal, accounting or reporting requirements to which we are subject. To determine the appropriate retention period, we consider the amount, nature and sensitivity of the personal information collected, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information, whether we can achieve those purposes through other means, and applicable legal requirements.

‍European Economic Area Privacy Rights

We do not intend to offer, nor do we envision offering in the future, goods or services to individuals or entities resident in the European Economic Area or Switzerland. Notwithstanding the foregoing, if you are a resident of the European Economic Area or Switzerland, you are entitled to certain rights under Regulation (EU) 2016/679 of the European Parliament and of the Council of the European Union 27 April 2016, as amended (the “GDPR”). These include, without limitation, the right:

  • To access, update or delete your personal data (as that term is defined under the GDPR)

  • To correct inaccurate or incomplete personal data in our possession

  • To restrict or object to the processing of your personal data

  • To be provided with a copy of the personal data we have in a portable, commonly used format

  • To withdraw your consent at any time where we have relied on your consent to process your personal data.

We will only process your personal data as described in this Privacy Policy and only for the duration necessary. To exercise any of these rights, please contact us directly at team@polarisadvisors.xyz.

California Privacy Rights

If you are a resident of the State of California, you are entitled to additional privacy rights pursuant to California law. To the extent that we are subject to the California Consumer Privacy Act (the “CCPA”), you may be entitled to the right:

  • To notice of the categories of personal information that will be collected and the purpose for which the categories will be used

  • To access the categories, sources, and purpose of personal information that is collected, as well as the categories of third parties with which we share that information;

  • To request deletion of personal information solely to the extent that information was collected from you

  • To equal services and prices when the user exercises specific rights under the CCPA.

California’s “Shine the Light” law (California Civil Code Section 1798.83) permits users of this Website that are California residents to request certain information regarding their personal information (as defined in California Civil Code Section 1798.83(e)(6)) that companies have shared with third parties for their direct marketing purposes during the preceding calendar year, as well as the identity of those third parties. To make such a request, please send an email to team@polarisadvisors.xyz.

‍Changes To This Privacy Policy

We may update or modify this Privacy Policy from time to time. You are responsible for periodically visiting this Website to check for any future changes to this Privacy Policy. Any future changes will be effective immediately upon our publication of the new terms of this Privacy Policy, and your continued use of this Website after we make changes is deemed to be acceptance of those changes.

‍Contact Information

If you have any questions or comments about this Privacy Policy or our privacy practices, please contact us at team@polarisadvisors.xyz.

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